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Homes Are Still Selling – Even in a Slower Market
For Sellers

KCM Crew  I  October 15, 2026

Homes Are Still Selling – Even in a Slower Market

If you’ve seen headlines saying home sales are slowing down, you may be wondering: is this really a good time to sell? While the latest numbers show sales picked up slightly in September, they're still down compared to last year. But here’s the perspective the headlines can miss. Homes are still selling every single day. Because no matter what’s happening with mortgage rates or the economy, life keeps happening too. People get new jobs. Families grow. Relationships change. People retire, downsize, or need to move closer to the people they love. And those life changes create buyers and sellers in every market. Just Look at the Math According to the National Association of Realtors (NAR), based on the current pace homeowners are expected to sell almost 4 million homes this year. Break that down, and that’s roughly: 11,000 homes every day. 450 homes every hour. 8 homes every minute. So, yes, the market may be moving at a slower pace than it has at other points in time. But slower doesn't mean it’s stopped. As Hannah Jones, Senior Economic Research Analyst at Realtor.com, says: “Even in today's high-price, high-rate market, homebuying activity around major life events, such as having kids, a job change, or a divorce, keeps the market in motion.” Thousands of buyers are still making moves every day. The key is making sure your house is positioned to get their attention. What That Means for Your Sale Today’s buyers have more choices, so they can afford to be more selective about things like price and condition. That makes having the right strategy from the start especially important. Because you don't need every buyer to be looking for a home like yours. You just need the right one – and to know how to get in front of that buyer. Bottom Line Don't let a headline about slowing home sales convince you no one is buying. Homes are still selling every minute of every day. If you need or want to move, talk to an agent about what it'll take to make sure yours is one of them.
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Why There are More Homes for Sale Right Now (and What It Means for You)
For Buyers

KCM Crew  I  October 14, 2026

Why There are More Homes for Sale Right Now (and What It Means for You)

Mortgage rates being back above 7% isn't exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling. The number of homes for sale is growing faster than it was this time last year. And interestingly, the main reason isn’t a flood of new listings. It’s because homes aren’t selling as quickly. Here’s why – and what that means if you’re thinking about buying or selling. Inventory Growth Is Picking Up Steam According to HousingWire Data, after inventory growth slowed down for most of the past year, it’s accelerated again in recent weeks. You can see that in the graph below. Just look at the blue line: And what's behind this shift might surprise you. When rates rise, some buyers hit pause. That means fewer homes sell each week. And as those unsold homes stay on the market alongside new listings, the number available starts to grow (see the blue line in the graph below). Here’s another way to look at it to make it even more obvious. The graph below shows the relationship between rates and inventory. Again, this year is the blue line. Last year? That’s the green. With rates inching up this year, you can see inventory has grown by about 25k. But when rates went down this time last year, buyers jumped back in, and inventory actually dropped by about 9k. Logan Mohtashami, Lead Analyst at HousingWire, explains how that's flipped from 2025 to 2026: "With mortgage rates over 7%, demand tends to soften and inventory rises . . ." Homes Are Spending More Time on the Market Here’s another metric that shows the impact rates are having: time on market. Data from Realtor.com shows the typical home spent 61 days on the market this September. Back in September 2021, it was just 41 days (see graph below): Here’s what that tells us. In 2021, when rates were low, more buyers were active, and homes sold fast. But now that rates are a bit higher, not as many buyers are interested, so it takes a bit longer to close a deal. How To Make This Market Work for You So, what does all of this mean for your plans? That depends on which side of the move you’re on: If you’re buying, more homes for sale means more choices and less pressure to rush. And more room to negotiate too. A house that’s been sitting for a while could have a seller who’s more willing to talk – not just about price, but repairs, closing costs, or even helping buy down your mortgage rate. That doesn’t mean every seller will play ball. But compared to the frenzy of a few years ago, buyers have more leverage now. If you're selling, the right strategy can make all the difference. Buyers have more homes to choose from, so making yours stand out is especially important. That starts with pricing it right from day one, making a great first impression, and working with your agent to highlight what makes your house worth choosing. Buyers are still buying and homes are still selling. The key is making sure yours is positioned to attract the right buyer. The market hasn’t stopped. It’s just moving at a different pace. And whether you’re buying or selling, your strategy needs to move with it. Bottom Line In many places right now, inventory is growing and homes are taking a bit longer to sell. And that’s information that should shape the strategy you use going in. Whether you're buying or selling, connect with a local real estate agent to look at how long homes are taking to sell in your neighborhood, so your offer, or your price, fits today's market.
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Why Most People Are Still Glad They Bought a Home
For Buyers

KCM Crew  I  October 12, 2026

Why Most People Are Still Glad They Bought a Home

With everything going on, it’s understandable if you’re wondering if you’d regret buying right now. Everyday expenses cost more. Mortgage rates are higher than you’d like. And when the economy feels uncertain, taking on a mortgage can feel like a much bigger leap. But here’s some perspective that may help… Most people who already made that leap would do it again. According to a recent survey from NerdWallet, the vast majority of recent buyers (74%) were glad they bought their current home. Only a very small 3% of people regret it: And here’s a big reason why so many people feel it was worth it, even now. Homeownership Is a Long-Term Play When you’re deciding whether to buy, it’s easy to focus on what’s happening right now. What’s today’s mortgage rate? Are prices going up or down? Those things matter. But don’t get so caught up in buying in the perfect moment that you miss the bigger picture. A home isn’t typically something you buy for just a year or two. It’s a longer-term play. And when you zoom out, it all starts to fall into perspective – especially if you look at home prices and equity. According to data from the Federal Housing Finance Agency (FHFA), home prices nationally have risen 33.4% over just the past five years (see map below): And that appreciation has helped current homeowners build some serious wealth. Research from Bankrate shows homeowners gained an average of nearly $150,000 in wealth over the past five years as equity steadily rose across 90% of major metro areas. That’s one of the biggest benefits of homeownership. As you pay down your mortgage and your home appreciates over time, your ownership stake – your equity – can grow. Now, Zoom Out Even Further The five-year numbers are impressive. But the numbers get even more dramatic when you look at decades instead of individual market cycles. FHFA data shows home prices nationally have risen 336% since 1991. Sit with that for a second. Three hundred percent (see map below): That doesn't mean prices go up every single year. And it doesn't mean buying is automatically the right decision for everyone today. You should only buy when the numbers (and the payment) work for you. What it does show is why trying to perfectly time the market can make you miss the bigger picture. Over time, homeowners gain a lot of equity. And that equity can eventually become a powerful financial resource. As Freddie Mac explains: “Your home's equity is part of your total wealth as a homeowner. If you decide to sell your home, the equity you have built over time will come back to you in the sale. . . If it's time to upsize or downsize, you can use that cash for the down payment on your next home.” Basically, if you can afford to do it, buying a home now could set you up for future moves. And just in case you’re someone who’s worried about what happens if prices do fall, after you buy, remember: you’re not buying for one year. Prices can dip. They have before. But historically, they’ve risen far more over the long run. And the longer you own your home, the more time you have to ride out those ups and downs and keep building equity. Bottom Line Don’t let today’s uncertainty make you lose sight of what homeownership can do over time. Most homeowners say they’d make the same choice again. And decades of home-price growth help explain why. If you’re wondering whether buying makes sense for you right now, connect with an agent to look at the numbers together – and what owning a home could mean for you in the years ahead.
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Older couple sharing breakfast at a bright kitchen table, with fruit and orange juice.
For Sellers

KCM Crew  I  October 8, 2026

Renovate or Relocate? What To Know Before You Decide To Age in Place

You've spent years making your house feel like home, celebrating milestones, making each room your own, and turning neighbors into friends. As you look ahead to the next chapter of your life, it's natural to wonder if this is still the place you want to spend it. Whether you're leaning toward staying in your house as you get older or moving to a 55+ community, the goal is the same: a home that fits the life you want, with more time for the people and things you love. So, here's what to consider before you decide. What It Can Take To Stay Put Wanting to stay in a house you love and are familiar with makes sense. But most houses need at least some updates to make aging in place easier. In fact, the Joint Center for Housing Studies of Harvard University (JCHS) finds that fewer than 4% of homes have the basics, like single-floor living, no-step entries, and wide hallways and doorways (see graph below): That means for most homeowners, staying put means doing a remodel. The National Association of Home Builders (NAHB) reports more than half of remodelers (56%) take on this kind of work. Some of the most common projects are installing grab bars, curb-less showers (walk-in showers with no ledge to step over), and wider doorways. Now, that’s not to say you can’t go this route. You most certainly can. But if this is how you’re leaning just know you'd be living with contractor noise and dust until the work gets done. Some people don’t want to live in a construction zone. Not to mention, having to manage the contractors and schedules, etc. Your Equity Could Pay for Your Next Move If that sounds like something you’d rather avoid, here’s the good news. The money for your next home may already be sitting in your current one. It's called equity, which is the difference between what your house is worth and what you still owe on it. After years of mortgage payments and rising home values, it adds up. Jess Catorc, Co-Founder of Carry, explains: "The way home equity builds and is used changes a lot depending on your stage of life. . . . For older homeowners, decades of mortgage payments and home-value growth can turn equity into a financial cushion." When you sell, that cushion can go toward a home that's ready for this stage of life. No demo required. You just get the keys and it’s all there, ready for you. That means less time on projects and more time for living. And one option you may consider if you’re entertaining a move is a 55+ plus community. Why 55+ Communities Are Worth a Look From the homes to the shared spaces to the activity calendar, these communities are planned around this stage of life. And that means everything you need is already rolled into one place. Rocket Mortgage lists some of the biggest perks (see visual below): Instead of spending time and money to make your house easier to live in, you'd move into a community that's designed with that in mind from the jump. That frees you up for the good stuff, like a morning walk with a neighbor, a game night down the street, or finally trying the hobby you've been putting off. Bottom Line Staying and moving can both be good choices. What matters most is finding the place where you'll feel comfortable and at home for years to come. A local real estate agent can help you weigh the two by showing you what your house could sell for and what 55+ communities in your area have to offer, so you can decide what feels right for you.
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